Fit Into Your Budget: A Budget Guide on Staying Healthy Without Breaking the Bank - Raiz Invest


When it comes to eating healthy, there’s a common misconception that adopting a nutritious diet is synonymous with breaking the bank. Budgeting is a lot like a diet plan. Everyone has their own way of doing it, but not all methods work for everyone.

However, with a bit of creativity and strategic planning, it’s entirely possible to treat your body like a temple without draining your wallet.

Understanding Your Budget

In a diet plan, food can be categorised into 3 different macronutrients – carbohydrate, fat and protein. All 3 macronutrients are essential to the body to keep it functioning optimally in our day to day lives, though it is important to balance these out.

Just like a diet plan, finances can be segregated into 3 different categories – needs, wants and savings.

To start you off, the most common budgeting allocation is the 50/30/20 rule. 50% towards your needs, 30% towards your wants, and 20% towards your savings. Experiment with it and adjust the percentages according to your own personal lifestyle!

Now, we’re not going to tell you exactly how to split up your finances, as we have already established that just like budgeting, everyone has their own way of attacking their diets. We’re talking to all of you on a keto diet and protein packed gym-junkies!

Shopping Strategies

It is essential to have a clear understanding of your budget. Assess your income, and allocate portions of it towards your needs, wants and savings. Once you have a set budget, you can start strategising how to make the most out of it when it comes to your diet.

Here are some helpful tips to fitting into your clothes… I mean budget:

Minimise Wastage: Shop the right amount, not too much not too little. This will save you from multiple trips to the groceries, and avoid mindlessly picking stuff up from the shelves.

Plan Meals in Advance: Take some time each week to plan your meals. This will help you avoid impulse purchases and ensure you only buy what you need.

Make a Shopping List: Based on your meal plan, create a detailed shopping list. Stick to it to avoid unnecessary purchases.

Compare Prices: Don’t hesitate to compare prices across different stores or online platforms to find the best deals.

Cheat Day

Let’s be honest, when on a diet, we all cheat… sneaking up to our pantries to grab that ‘small’ bar of chocolate, digging through a bag of potato chips, or spooning our way through a whole tub of ice cream. We’ve all been there, and we all regret doing it right after.

If only there was a way to cheat the system, so that staying healthy within our budget was effortless and easy.

Wait… there is!

If you’ve ever wished that your grocery was just the right amount, had all of the ingredients to cook up an insanely delicious meal, and did not leave a single thing left to waste, then go check out some food subscription box!

With services like ChefGood, Hello Fresh, and EveryPlate, you can have your food delivered right to your doorstep! With portions already controlled, you can rest assured that not a single thing is put to waste!

Eating healthy on a budget is all about planning, smart shopping, and making the most of affordable yet nutritious ingredients. By implementing these strategies and following a budget-friendly diet plan, you can nourish your body without putting a strain on your finances.

Health is wealth, so invest in your health… for legal reasons, please do not take this as health or financial advice!

Don’t forget to shop with ChefGood, Hello Fresh and EveryPlate through Raiz Rewards by clicking HERE to receive a percentage of your purchase reinvested in your Raiz account!


Published on 26/2/24

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