How does Raiz Rewards work? - Raiz Invest


Shop through Raiz Rewards online and in-store with our partnered brands to earn $ rewards invested back into your Raiz Invest or Raiz Super account. Our innovative loyalty program makes accessing rewards easier than ever with over 500 brands to save with. We understand that shopping is inevitable but by remembering to shop through Raiz Rewards you can save on the purchases you do need to make.

Please refer to individual partner terms and conditions before purchasing to understand eligibility requirements and when to expect a Raiz Reward deposited into your account.


How does it work for online purchases?

Simply login to the Raiz mobile app or website. , go to Raiz Rewards and find the brand you’d like to purchase with. Click the “SHOP ONLINE HERE” button and make your purchase immediately.


How does it work for in-store purchases?

In the Raiz Rewards section of the app, link up any Visa, Mastercard or EFTPOS cards that you would normally shop in-store with. You can browse through a list of our partners or switch to map view to find participating stores or restaurants nearby. Then every time you make a purchase using those cards at any participating retailers, you will earn cash rewards invested back into your Raiz account.



Where do Raiz Rewards appear?

Under the Raiz Rewards History tab you’ll be abe to see a list of already invested as well as pending rewards. Typically rewards will appear here within 3 business days of receipt of payment and if approved by the partner, will be invested into your account within 90 days.


Where does the reward come from?

Brands pay us either a percentage or a fixed dollar amount per sale which we use to cashback to you as a Raiz Reward. Essentially, we use the money to buy shares on your behalf which are invested back into your portfolio automatically.


What brands do we partner with?

We partner with many local and international brands across a variety of categories in our Raiz Rewards section. We currently have partners in fashion, food, travel, tech and more.

We’re also constantly on-boarding new partners so be sure to check the app and any communications about new partners. This means more opportunities for more rewards into your Raiz account.


What is the Raiz Rewards Browser Extension?

Our browser extensions are a downloaded free add-on available on a Chrome or Safari browser that notifies you when Raiz Rewards is available with a brand. When you Google a brand or product you are after, any time they appear on a search results page a little icon will appear next to the brand’s website with the reward amount you could earn through Raiz Rewards. Also when you are on a partnered brand’s website, there will be a pop up in the the top right corner to activate Raiz Rewards before you make a purchase. Never miss an opportunity to shop online with a Raiz Rewards partner again.


Start earning cash rewards through Raiz Rewards now in the Raiz mobile app or web app:


Open Raiz app
Click here to open Raiz Rewards

Important Information

If you have read all or any part of our email, website, or communication then you need to know that this is factual information and general advice only. This means it does not consider any person’s particular financial objectives, financial situation, or financial needs. If you are an investor, you should consult a licensed adviser before acting on any information to fully understand the benefits and risk associated with the product. This is your call but that is what you should do.

You may be surprised to learn that RAIZ Invest Australia Limited (ABN 26 604 402 815) (Raiz), an authorised representative AFSL 434776 prepared this information.

We are not allowed, and have not prepared this information to offer financial product advice or a recommendation in relation to any investments or securities. If we did give you personal advice, which we did not, then the use of the Raiz App would be a lot more expensive than the current pricing – sorry but true. You therefore should not rely on this information to make investment decisions, because it was not about you for once, and unfortunately, we cannot advise you on who or what you can rely on – again sorry.

A Product Disclosure Statement (PDS) for Raiz Invest and/or Raiz Invest Super is available on the Raiz Invest website and App. A person must read and consider the PDS before deciding whether, or not, to acquire and/or continue to hold interests in the financial product. We know and ASIC research shows that you probably won’t, but we want you to, and we encourage you to read the PDS so you know exactly what the product does, its risks and costs. If you don’t read the PDS, it’s a bit like flying blind. Probably not a good idea.

The risks and fees for investing are fully set out in the PDS and include the risks that would ordinarily apply to investing. You should note, as illustrated by the global financial crisis of 2008, that sometimes  not even professionals in the financial services sector understand the ordinary risks of investing – because by their nature many risks are unknown – but you still need to give it a go and try to understand the risks set out in the PDS.

Any returns shown or implied are not forecasts and are not reliable guides or predictors of future performance. Those of you who cannot afford financial advice may be considering ignoring this statement, but please don’t, it is so true.

Under no circumstance is the information to be used by, or presented to, a person for the purposes of deciding about investing in Raiz Invest or Raiz Invest Super.

This information may be based on assumptions or market conditions which change without notice and have not been independently verified. Basically, this says nothing stays the same for long in financial markets (or even in life for that matter) and we are sorry. We try, but we can’t promise that the information is accurate, or stays accurate.

Any opinions or information expressed are subject to change without notice; that’s just the way we roll.

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Home loans are subject to approval from the lending institution and Raiz Home Ownership makes no warranties as to the success of an application until all relevant information has been provided.

Raiz Home Ownership Pty Ltd (ABN 14 645 876 937), an Australian Credit Representative number 528594 under Australian Credit Licence number 387025. Raiz Home Ownership Pty Ltd is 100% owned by Raiz Invest Australia Limited (ABN 26 604 402 815).