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Here at Modibodi we don’t just #choosetochallenge for International Women’s Day. We #choosetochallenge to promote gender equality every day. 

From our ‘Give a Pair’ charitable program to auditing our supply chain to ensure fair work conditions for our factory workers, to lobbying to abolish the tax on sustainable menstrual products to school education programs to provide free period products to students – making a positive impact on people’s lives is at the heart of our business.   Read Post

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Here are some of February’s top deals from our Raiz Rewards partners! Plus remember to shop through Raiz Rewards in the Raiz app to earn a percentage of your purchase invested back into your Raiz account. Some brands have given us limited time increased rewards so shop and save while you can. Read Post

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The Good Guys (TGG) After Dark Sale starts tonight at 6pm until tomorrow 25th Feb at 6am.

For 12 hours only you can get 10% off a huge range online with code DARK10.

T&Cs apply and selected products and brands are not included in the sale. Remember to shop through Raiz Rewards in the Raiz app to earn 2.1% of your purchase invested back into your Raiz account.

With a range of products across various tech and home categories, there’s something for everyone. Read Post

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In the late 1960’s, Swisse founder Kevin Ring set off on a Quest to explore the world in search of nutrient rich ingredients gifted by nature. He spent years visiting the furthest corners of the globe to source premium ingredients and develop innovative concepts, resulting in over 200 products that now make up the Swisse range. They are thrilled to share their expertise and offerings with you, to assist you in your own journey towards health and happiness.  Read Post

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Have you ever wondered how to match wine with food? Or why people go for white wine with fish and red wine with beef?

I’m often asked wine pairing questions like this, so I thought I’d peel away some of the mystery for you. The secret is choosing a wine that will play nice with your meal, not smother it or fight with its flavours.

Here are some guidelines to help you feel more confident.  Read Post

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Raiz Reward Brands: Chemist Warehouse, Clinique, YSL Beauty, Mac Cosmetics, Kiehls

 Australia’s UV ratings are peaking around the country, with levels hitting four times what is considered dangerous for our skin. The UV index is a system designed to tell us how much radiation from the sun reaches us on earth. When the index reaches three, people with fair skin are in danger of getting burnt.

This doesn’t seem to be stopping people from heading outdoors to beaches and parks, which is understandable during the summer holiday season. But it’s important to be protecting your skin by using both daily lotions, sunscreens and cleansers that protect, revitalise and support your skin.

But if traditional sunscreen isn’t your thing, the following brands have lightweight daily skincare products that include SPF, which might want to try out. These brands are also all available in Raiz Rewards!

Clinique (4.9% Raiz Reward)

For during the day, use Clinique’s Daily Protective Base SPF 15

Clinique’s Moisture Surge Hydrating Lotion is a refreshing non-irritant lotion that will sooth sunburnt skin.

Chemist Warehouse (0.7% Raiz Reward)

A hydrating cleanser like CeraVe Hydrating Cleanser or La Roche-Posay Toleriane Dermo Cleanser are recommended products to use to remove sunscreen, without irritating your skin.

SPF 50+ everyday, nourishing sunscreen lotion that hydrates and protects the skin. From Chemist Warehouse.

MAC Cosmetics (5.6% Raiz Reward)

Mac Cosmetics Studio Fix Fluid SPF 15 a lightweight foundation that will support your skin but if you are intending to hit the beach, try aim for a product that is 30-50+SPF.

YSL Beauty (5.39% Raiz Reward)

YSL Flawless Matte Finish has a whopping SPF 40 and is perfect for the days were the UV is higher.

Forever Youth Liberator is the 1st anti-ageing skincare by Yves Saint Laurent that has SPF 15.

Kiehls (4.2% Raiz Reward)

Kiehl’s Ultra Light Daily UV Defence Cream is a lightweight CC cream that helps defend skin with broad spectrum SPF 30+ and pollution protection

Kiehl’s Butterstick Lip Treatment SPF 30 A buttery smooth lip balm with SPF protection.

Shop through Raiz Rewards in the Raiz app to earn a % of your purchase invested back into your Raiz account. Reward amount as of 18/02/21.

Important Information

If you have read all or any part of our email, website, or communication then you need to know that this is factual information and general advice only. This means it does not consider any person’s particular financial objectives, financial situation, or financial needs. If you are an investor, you should consult a licensed adviser before acting on any information to fully understand the benefits and risk associated with the product. This is your call but that is what you should do.

You may be surprised to learn that RAIZ Invest Australia Limited (ABN 26 604 402 815) (Raiz), an authorised representative AFSL 434776 prepared this information.

We are not allowed, and have not prepared this information to offer financial product advice or a recommendation in relation to any investments or securities. If we did give you personal advice, which we did not, then the use of the Raiz App would be a lot more expensive than the current pricing – sorry but true. You therefore should not rely on this information to make investment decisions, because it was not about you for once, and unfortunately, we cannot advise you on who or what you can rely on – again sorry.

A Product Disclosure Statement (PDS) for Raiz Invest and/or Raiz Invest Super is available on the Raiz Invest website and App. A person must read and consider the PDS before deciding whether, or not, to acquire and/or continue to hold interests in the financial product. We know and ASIC research shows that you probably won’t, but we want you to, and we encourage you to read the PDS so you know exactly what the product does, its risks and costs. If you don’t read the PDS, it’s a bit like flying blind. Probably not a good idea.

The risks and fees for investing are fully set out in the PDS and include the risks that would ordinarily apply to investing. You should note, as illustrated by the global financial crisis of 2008, that sometimes  not even professionals in the financial services sector understand the ordinary risks of investing – because by their nature many risks are unknown – but you still need to give it a go and try to understand the risks set out in the PDS.

Any returns shown or implied are not forecasts and are not reliable guides or predictors of future performance. Those of you who cannot afford financial advice may be considering ignoring this statement, but please don’t, it is so true.

Under no circumstance is the information to be used by, or presented to, a person for the purposes of deciding about investing in Raiz Invest or Raiz Invest Super.

This information may be based on assumptions or market conditions which change without notice and have not been independently verified. Basically, this says nothing stays the same for long in financial markets (or even in life for that matter) and we are sorry. We try, but we can’t promise that the information is accurate, or stays accurate.

Any opinions or information expressed are subject to change without notice; that’s just the way we roll.

The bundll and superbundll products are provided by FlexiCards Australia Pty Ltd ABN 31 099 651 877 Australian credit licence number 247415. Bundll, snooze and superbundll are trademarks of Flexirent Capital Pty Ltd, a subsidiary of FlexiGroup Limited. Lots of names, which basically you aren’t allowed to reproduce without their permission and we need to include here.

Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

Home loans are subject to approval from the lending institution and Raiz Home Ownership makes no warranties as to the success of an application until all relevant information has been provided.

Raiz Home Ownership Pty Ltd (ABN 14 645 876 937), an Australian Credit Representative number 528594 under Australian Credit Licence number 387025. Raiz Home Ownership Pty Ltd is 100% owned by Raiz Invest Australia Limited (ABN 26 604 402 815).